Best No Interest Credit Cards with Travel Rewards: Maximize Your Travel Savings in 2025

What Are No Interest Credit Cards with Travel Rewards?

If you're an avid traveler or simply someone who wants to make the most out of their spending, no interest credit cards with travel rewards can be a game-changer. These cards offer the benefit of zero-interest periods, typically lasting between 12 to 18 months, on purchases and balance transfers. This feature allows you to avoid paying interest on your balance while earning travel rewards for every dollar you spend. For those planning their next vacation or trying to rack up points for a dream getaway, this could be the perfect opportunity to save money and earn rewards.

Top No Interest Travel Reward Cards

1. Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card offers incredible value for travelers, with 2x points on travel and dining. Plus, you get a 0% intro APR for the first 15 months, which can significantly help you spread out large travel purchases without paying interest. As one of the top travel reward cards, it’s ideal for those who want to earn points quickly while avoiding interest charges.

2. Discover it® Miles

If simplicity is what you seek, the Discover it® Miles card might be the one for you. This card comes with a 0% introductory APR for the first 14 months, and you earn unlimited 1.5x miles on every dollar spent. At the end of your first year, Discover will match all the miles you’ve earned, doubling your rewards—perfect for frequent flyers or road trippers looking to rack up points without worrying about interest.

3. Citi® Double Cash Card

The Citi® Double Cash Card is another excellent choice. Offering 2% cash back (1% when you buy, 1% when you pay), it’s a great way to build up rewards, and for those new to the card, you enjoy a 0% intro APR on balance transfers for the first 18 months. Although it’s not a dedicated travel card, you can redeem cash back as travel statement credits, which gives you flexibility when booking flights, hotels, or car rentals.

How to Maximize Your Travel Rewards

Maximizing the benefits of no interest credit cards with travel rewards involves strategic spending. Here are a few ways to get the most out of your travel rewards:

• Focus on Categories with Bonus Points: Many cards, such as the Chase Sapphire Preferred® Card, offer bonus points in categories like dining, travel, and groceries. Spend heavily in these areas to accelerate your points accumulation.
• Pay Off Your Balance on Time: Take full advantage of the interest-free period by making sure to pay off your balance before the intro APR expires. This way, you can avoid any interest charges.
• Take Advantage of Sign-Up Bonuses: Look for cards with significant sign-up bonuses—often worth hundreds of dollars in travel rewards. For instance, the Chase Sapphire Preferred® Card offers a substantial bonus after spending a certain amount in the first 3 months.

Real Traveler Stories: Making the Most of Your Rewards

One of the best ways to understand the value of these no interest travel reward cards is through real-world examples. Take Sarah, a frequent business traveler who recently booked a trip to Japan using points earned from her Chase Sapphire Preferred® Card. By paying for her flights and hotel stays with the card, she earned 2x points per dollar spent on travel and dining. In just a few months, she was able to redeem enough points to cover almost half of her airfare!

Another great story comes from James, who used his Discover it® Miles card to pay for his honeymoon in Bali. With the 0% APR intro offer and the unlimited 1.5x miles, he earned enough miles in just a few months to redeem for a free hotel stay and several excursions. Thanks to the zero-interest feature, he could spread out the cost of the trip without accumulating any debt.

Why You Should Consider No Interest Travel Cards in 2025

In 2025, as the travel industry recovers and people are looking to explore new destinations, there’s never been a better time to invest in a no interest credit card with travel rewards. These cards not only allow you to make large travel purchases now without worrying about interest, but they also give you the chance to earn valuable rewards to make your next trip more affordable. Whether you're planning a weekend getaway or a round-the-world adventure, the right card can make all the difference.

Moreover, many no interest travel cards offer additional perks such as travel insurance, car rental coverage, and access to exclusive airport lounges—making your journey more comfortable and worry-free. When you're traveling abroad, these cards can also provide peace of mind by offering no foreign transaction fees, which can save you quite a bit on international purchases.

If you're ready to take the plunge, start exploring the best no interest travel cards for 2025 and set yourself up for an exciting, rewarding year of travel. To get started, visit Rob Travel for expert recommendations and top picks.